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Mexican Insurance for less then one dollar
Posted by: Victor Loza
on Nov 10, 2009 
Tagged in: Untagged
Mexican Health Insurance for Less than One Dollar per day
The health care system is not just for Mexican nationals, but can be used by foreigners residing (either full-time or part-time) in the country. Foreigners living here can take advantage of the national health care system, known as elIMSS (Instituto Mexicano del Seguro Social, or Mexican Social Security Institute). The IMSS is the largest social security institution in Latin America, it is a fundamental pillar of the individual and collective well being of the Mexican society and a main redistributing element of Mexico's richness.
With IMSS, health care costs are age-based and very, very low. If you are 60 or older, for example, you’ll pay less than $300 a year…for full-coverage health insurance—including your prescription medicines. Not many health plans worldwide can compete with those prices, not to mention the quality of health care available.
IMSS is a great option if you have Medicare or a health insurance policy in the U.S. that won't cover you in Mexico. IMSS is also a great plan for anyone who opts to live part-time in Mexico. It's like a low-cost health insurance safety net for the months you are in Mexico.
IMSS covers everything from doctor’s visits for minor nuisances like the cold and flu to major procedures like heart surgery and joint replacement. You can have your heart monitored, your cholesterol checked, and a broken bone set. And as you leave the clinic or the hospital, you can stop by the pharmacy to fill your prescriptions. It’s all covered; there are no additional costs. IMSS is the medical system for all tax-paying Mexicans, serving millions of people.
As a result, IMSS has hospitals, clinics, and pharmacies scattered all over Mexico—so you’re never very far from an IMSS facility. One of the only drawbacks is that IMSS clinics and hospitals vary in quality and waiting times may be longer than in private facilities.
Any expat with a residence visa for Mexicocan get IMSS coverage; just go to your nearest IMSS office in Mexico and sign up. Best of all, you can sign up for IMSS at any age—a huge advantage over private health insurers, which usually won’t initiate a policy for anyone over 64.